Jul. 28th, 2004

Mortgages

Jul. 28th, 2004 10:19 am
c9: (running)
If any of my faithful (or even dirty rotten cheating) readers are planning to get a mortgage some day (say, 2017), they should start gathering supporting documents right now. We're jumping through hoops every day to get this thing approved -- it's ridiculous. I had a false sense of ease about the process since you can get preapproved for your mortgage very easily over the web. But the real approval is much trickier. I'm hoping it's just because it's our first and we have no equity to work with yet. So far, we've had to provide:
- letters from employers stating that we have a job, when it starts, the salary, and the fact that it's not probationary
- proof that we have the downpayment
- evidence that the money we are showing for the downpayment is not made up (read: we wrote ourselves a blank cheque) in the form of transaction histories on several accounts
- evidence that we own all the above-mentioned accounts

Not actually hard to gather, really, just a lot of details to collect.
c9: (Default)
...I'd like to move to Illinois and vote for this man.
c9: (Default)
Summer is so freakin' quiet. My office has a total of 15 students this
week, and a total of TWO next week. I could start a fire, or keel
over, and I don't know if anyone would notice!

Actually, that's not true. I feel like I'm the only one people think
can do anything around the office... I'm always asked every question
under the sun. Nice to be needed, I guess. I'm getting kinda worried
that I won't be able to transfer that usefulness to Kitchener's Polar
Bear office. Might need to search for a new job where I can become
needed again!

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